• Let us ensure you are legally and financially protected.

If you need a Colchester Solicitor please call us on Colchester (01206) 322763

About fees and costs

We are always happy to have a FREE preliminary discussion without any commitment and give quotes for conveyancing and other services again without charge or commitment.

We will email you a quote the same day if required or post a quote to you.

Here is some information about CONVEYANCING COSTS.

The total costs of any transaction are variable depending on the sale/purchase price and many other factors. For more detailed information specific to your particular transaction, please telephone Gill Mather on 01206 322763 or complete the online contact form available on this site or email Gill direct on gillmather@aol.com.

All transactions are conducted by Gillian Mather, assisted by a conveyancing assistant. Gill is a solicitor who qualified in 1979 and has wide past experience in many legal areas.

For up to date reviews on yell.com, use the following link:

https://www.yell.com/ucs/UcsSearchAction.do?keywords=solicitors+&location=Colchester&scrambleSeed=1049117732

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SALE OF A FREEHOLD PROPERTY UP TO £1,000,000:

Legal fees charged by this firm for a freehold property will be £590 to £990 plus VAT at 20%

Land Registry title information approx. £6 to £12 depending on the number of documents - each document downloaded costs £3.

For unregistered titles, the fees for Land Charges Searches, official copies of Land Charges entries  and Search of the Index Map would depend on the title but usually wouldn't be more than £20. Sometimes it may be necessary to obtain a Land Registry plan of an adjoining property. This would usually cost £3.

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SALE OF A LEASEHOLD PROPERTY UP TO £1,000,000:

Legal fees charged by this firm for a leasehold property will be £690 to £1290 plus VAT at 20%

Land Registry title information approx. £16 depending on the number of documents - each document downloaded costs £3.

Unregistered property - a leasehold property will very rarely have an unregistered title.

Sellers will usually have to pay for an information pack prepared by the managing agents for the property. On occasions there may be a separate landlord and management company who both employ separate managing agents, therefore the information pack fee may be doubled up.

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PURCHASE OF A FREEHOLD PROPERTY UP TO £1,000,000:

Legal fees charged by this firm for a freehold property will be £590 to £990 plus VAT at 20%.

Local searches and other searches will usually total in the region of £100 to £250 depending on clients’ requirements.

Land Registry title search fees - £3 or more depending on the title.

Bankruptcy searches have to be made if a buyer/buyers is/are obtaining a mortgage. Bankruptcy searches cost £2 per name per search.

To progress a case, it may be necessary for buyers’ Solicitors to download Land Registry title information and documents. As above, each document downloaded costs £3.

Land Registry fees to register the purchase will be £20 to £270 depending on the purchase price. For unregistered properties and/or properties which are part of a larger title, the Land Registry registration fees are double these amounts.

For unregistered titles, to progress a case, it may be necessary for buyers’ Solicitors to make Land Charges Searches, obtain official copies of Land Charges entries, obtain Land Registry plans for adjoining properties and make a Search of the Index Map. The cost would depend on the title but usually wouldn't be more than £20.

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PURCHASE OF A LEASEHOLD PROPERTY UP TO £1,000,000:

Legal fees charged by this firm for a leasehold property will be £690 to £1390 plus VAT at 20%

Local searches and other searches will usually total in the region of £100 to £250 depending on clients’ requirements.

Land Registry title search fees - £3 or more depending on the title.

Bankruptcy searches have to be made if a buyer/buyers is/are obtaining a mortgage. Bankruptcy searches cost £2 per name per search.

To progress a case, it may be necessary for buyers’ Solicitors to download Land Registry title information and documents. As above, each document downloaded costs £3.

Land Registry fees to register the purchase will be £20 to £270 depending on the purchase price. For unregistered properties and/or properties which are part of a larger title, the Land Registry registration fees are double these amounts.

Unregistered property - a leasehold property will very rarely have an unregistered title.

Buyers are likely also to have to pay fees to give notice of the purchase and any mortgage to the Landlord and/or management company, an apportioned amount in respect of the rent/service charge on completion and possibly, depending on the terms of the Lease, fees for a Deed of Covenant, fees for registering to become a member of or shareholder in a management company and/or fees to remove a restriction from the Land Registry designed to ensure compliance with the lease.

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REMORTGAGES & TRANSFERS OF EQUITY UP TO £1,000,000:

Re-mortgages and transfers of equity are commonly undertaken together, for example one owner buys out the other owner and re-mortgages the property to do so. Obviously this isn't always the case but, where the property is subject to a mortgage, many mortgage lenders won't simply allow the property transfer to go ahead and release the person transferring the property from the mortgage. Lenders will usually require the person to whom the property is being transferred (the Transferee) to re-mortgage the property. 

Legal fees charged by this firm for a freehold property will be £390 to £790 plus VAT at 20% depending on the property value.

Legal fees charged by this firm for a leasehold property will be £490 to £890 plus VAT at 20% depending on the property value.

Land Registry title information approx. £6 to £12 for a freehold property and approx. £16 for a leasehold property depending on the number of documents - each document downloaded costs £3.

For unregistered freehold titles, the fees for Land Charges Searches, official copies of Land Charges entries  and Search of the Index Map would depend on the title but usually wouldn't be more than £20. Sometimes it may be necessary to obtain a Land Registry plan of an adjoining property. This would usually cost £3.

As above, a leasehold property will very rarely have an unregistered title.

For a re-mortgage, search indemnity insurance or a local and other searches will be necessary depending on the mortgage lender’s requirements. Search indemnity insurance is relatively cheap and is the quickest and usually the cheapest option if the mortgage lenders will accept search indemnity insurance. 

Land Registry title search fees - £3 or more depending on the title.

Bankruptcy searches if necessary cost £2 per name per search.

Land Registry fees to register the transfer/re-mortgage will be £20 to £270 depending on the transaction values. For unregistered properties and/or properties which are part of a larger title, the Land Registry registration fees are double these amounts.

In the case of a leasehold property, as with a leasehold sale it will usually be necessary to obtain some sort of information from managing agents, though it may not be necessary to incur fees as high as for a full-blown property sale. The Transferee is also likely to have to pay fees to give notice of the transfer and any new mortgage to the Landlord and/or management company, and possibly, depending on the terms of the Lease, fees for a Deed of Covenant, fees for registering to become a member of or shareholder in a management company and/or fees to remove a restriction from the Land Registry designed to ensure compliance with the lease. Also it is possible that rent/service charge being paid monthly may have to be paid in full up to the end of the rent/service charge financial year.

Buyers are likely also to have to pay fees to give notice of the purchase and any mortgage to the Landlord and/or management company, an apportioned amount in respect of the rent/service charge on completion and possibly, depending on the terms of the Lease, fees for a Deed of Covenant, fees for registering to become a member of or shareholder in a management company and/or fees to remove a restriction from the Land Registry designed to ensure compliance with the lease.

A transfer of equity may give rise to SDLT being payable by the Transferee depending on the amounts of money involved and the circumstances of the transaction and of the Transferee.

A further expense may be the premium for an Insolvency Act indemnity policy.

Peoples’ circumstances of course differ greatly and it is therefore better to talk to Gill Mather on the telephone so that she can ask for the necessary full information to provide a reliable estimate of the legal fees.

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OTHER FEES AND CHARGES

Most sales, purchases, re-mortgages and transfers of equity will involve at least one bank transfer fee. These are charged at £30 including VAT and also include an administration element.

Stamp Duty Land tax (still commonly referred to as stamp duty) is payable only on a purchase, not on a sale and may be payable on a property transfer. The amount will depend on the purchase price and the buyer’s/Transferee’s own circumstances. HMRC have an online calculator, though arriving at a reliable result will depend on inputting the information correctly. The link to the site is:

For all clients, Mather & Co, Solicitors carry out electronic ID checks. These cost £6 per name. As well as assisting this firm to verify your identity which is essential for our anti-money-laundering duties, these checks are also for your own safety. If all Solicitors and conveyancers carried out these checks, there would be less property fraud which, when conducted successfully, causes immense difficulty and financial loss for innocent people.

Reasons to use a good local firm of solicitors for your conveyancing

Some firms of both Solicitors but mainly conveyancers deal with conveyancing on a “production line” or “factory” basis. They don’t operate like traditional firms of Solicitors and it is important to appreciate their limitations.

Disadvantages of dealing with these types of firms are:

  • Quotes obtainable on the internet may offer unrealistically low fees. They may not in practice adhere to the quotes given, and if they do…

  • The extremely low fees are likely to lead to very poor quality work, delays and poor communication.

  • They can be very difficult to deal with, with clients often only dealing directly with staff of low seniority and little experience. Staff may be transient, changing from day to day.

  • They may be geographically remote being hundreds of miles away as a result of which…

  • You couldn't see the people acting for you or be able to collect documents or drop them off leading to postal delays.

  • They may operate rigid practices and a “tick box” mentality which they are not prepared depart from.

  • As a result of the distance and rigid practices, they may take a long time to get a case moving.

  • They may often be “recommended” by agents or be in the same company group as the agents and as a result their fees may be higher than instructing a local firm because of the referral fees paid to the agents or the reliance on a stream of work from the agents.

  • They may take on cases which they can't ultimately cope with such as sales or purchases of part of a property and then the client would have to go elsewhere.

While conveyancing “factories” may get the job of “routine” conveyancing transactions done in the end, this may be in spite of not because of the service they offer, and the process can be extremely upsetting for the clients and very frustrating for the Solicitors firm working on the other side creating additional unnecessary work for them.

Wills and Probate Fees

The reasons for seeing a Solicitor to make your Will and not using an unqualified Will-making firms or trying to write your own Will are given in the section about Wills & Probate.

Most Solicitors' fees for making a Will are not large and certainly not significantly larger than Will-making firms and it is entirely a false economy to choose not to instruct a Solicitor.

A quote for making your Will can be given immediately over the telephone and Gillian will come to your home if necessary to see you if you can't get to the office.

The reasons for seeing a Solicitor to deal with PROBATE matters are also given in the section about Wills & Probate.

The fees charged for probate matters will inevitably depend on the value of the estate and the assets involved and quotes have to be given on a case by case basis. People are often put off by Solicitors saying they will charge for the work on an hourly basis with sometimes imprecise estimates of how much this is likely to amount to in total. Often fees are estimated in terms of thousands of pounds which people may find very off-putting.

However Mather & Co are usually willing to quote a fixed fee after finding out about the case and will only depart from it if a case becomes more difficult or protracted for some reason outside Mather & Co's control such as beneficiaries failing to reach agreement on issues.

Also Mather & Co are willing in appropriate cases and where there is no inheritance tax involved to limit the work carried out to obtaining the Grant of Probate (or Grant of Letters of Administration if there is no Will) and leave the remainder of the winding up of the estate to the executors.

The fee charged for this service is about £400 to £500 plus VAT and disbursements depending on the case.

Please click here to see the benefits of using a good local firm of solicitors.

Lasting Power of Attorney

Solicitors' fees range from about £550 upwards plus VAT to make a Lasting Power of Attorney which will depend upon the circumstances of the case.

There are fees to register the Power of Attorney at the Office of the Public Guardian. These fees may be reduced or eliminated if a person is on a low income or state benefits.

Please click here for reasons to use a good local firm of solicitors for your conveyancing.

For affordable solicitors who provide an excellent service, call us on 0120 632 2763